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Posted: Friday, December 29, 2017 12:05 AM


Save money with cheap car insurance in Indiana. Get 100% free quotes, compare top insurers, buy online in minutes. Special online rates for Indy motorists.

How happy were you the last time you compared quotes for automobile coverage in Indianapolis? Want to save serious money? Save up to 70% with the cheapest car insurance in Indy whether you need liability or full-coverage protection. Enter your postal zip code below and start comparing rate quotes from top insurers offering low discount rates online for drivers in Indianapolis. You'll receive free instant rate quotes directly from the insurer(s) and you are never under any obligation of any kind.

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If you're going get coverage to meet the Indiana automobile financial responsibility law, you must buy the minimum amount at least. The current minimum liability limits are $25,000 for each injured person, up to a total of $50,000 per accident, and $10,000 for property damage per accident. This basic Indiana auto insurance coverage is called 25/50/10 coverage. Young drivers are also forced to comply with IN financial responsibility laws as well. In most cases parents can add their minor children to their automobile insurance policy to satisfy the Indiana financial responsibility requirements. Although adding a young driver to a parents' policy is almost always expensive, it's certainly cheaper than buying separate individual auto insurance coverage for the minor child. Some insurance companies offer a discount rate for teenagers who have completed an Indiana Bureau of Vehicles (BMV)-approved driver education course. Insurance companies use information like the kind of vehicle you drive, how you use your vehicle, where you park the vehicle at night and the policy limits you choose to determine the rates they will charge you. Depending on the types of coverage you choose, automobile insurance pays for vehicle replacement or repair, court costs, towing, medical expenses, rental cars, and other expenses. Selecting a policy that only includes state minimum requirements may help drivers get the lowest premiums. However, Indiana uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. While the IN state minimum required liability automobile insurance coverage does provide some protection for drivers, people without cheap car insurance in Indianapolis who cause an accident will have to pay out of pocket for damage that goes over their policy's coverage limits.

For more information on IN insurance visit the Indiana Department of Insurance - Auto Insurance.

For more information on Indianapolis please go to Indianapolis Facts.

• Location: Indiana, Indianapolis

• Post ID: 9533565 indianapolis

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